Why Traditional Banking Fails Refugees The global refugee population now exceeds 110 million. Many of these people have fled war, persecution, or climate disasters. They often arrive in new countries with no identification, no proof of address, and no access to local financial systems. Here’s why traditional banking fails them: Problem Impact on Refugees No … Read more
Why DeFi Is Growing Fast DeFi platforms run on smart contracts. These are programs on blockchains that automate financial services. They remove the need for human control or custody. Users interact directly with these programs to trade, earn yields, or take loans. In Nigeria, DeFi is growing fast. Users are turning to DeFi for better … Read more
EIGEN is trending, and bulls are confident despite the sell-off. As the EigenLayer TVL expands, adding 41% in one month, will EIGENUSDT break $5 in the coming months? The total crypto market cap is down nearly 5% to $3.44 trillion. Although Bitcoin remains the most dominant, controlling over 60% of the market share, it has … Read more
What Are DeFi Emergency Loans? DeFi emergency loans are short-term loans offered through decentralized finance platforms. They work without traditional banks or middlemen. Instead, users borrow directly from liquidity pools on blockchain networks like Ethereum, Polygon, or Solana. Here’s what makes them different: No credit checks Fast approval and transfer Global accessibility Collateral-based or undercollateralized … Read more
What Are DeFi Loyalty Pools? DeFi loyalty pools are smart contract-based platforms that reward users for the ongoing use of a platform. Instead of earning points for flights or purchases, users earn crypto rewards for staking tokens, providing liquidity, or simply holding assets for a duration of time. These programs combine reward farming with liquidity … Read more
What Is BTCFi? BTCFi stands for Bitcoin-based decentralized finance. It allows users to access financial services using Bitcoin or Bitcoin-linked networks. Originally, Bitcoin was used only for simple payments or as a store of value. It didn’t support smart contracts like Ethereum, so it was left out of the DeFi boom. But that’s changing. Thanks … Read more
Why Traditional Wallets Fall Short Before smart wallets, most DeFi users had to deal with confusing interfaces. You had to manually sign each transaction, manage private keys, and understand gas fees. It wasn’t just hard—it was risky. If you lost your keys, your funds were gone forever. This made many people avoid DeFi altogether. Here’s … Read more
What Is a DeFi Escrow System? An escrow is a financial arrangement where a third party holds funds during a transaction. The funds are only released once both parties meet agreed terms. In a DeFi escrow system, this process is handled through smart contracts on a blockchain. There’s no human intermediary. Instead, code and blockchain … Read more
Introduction For over a decade, Bitcoin (BTC) has been perceived as a digital store of value—akin to gold, serving mostly as a hedge against inflation and a long-term capital asset. While this reputation is well earned, it leaves a critical question unaddressed: how can HODLers do more with their BTC beyond simply holding it? As … Read more
What Is DeFi and How Can It Help Pensions? DeFi is decentralized finance. It refers to the application of blockchain technology towards delivering banking services in the absence of banks and middlemen. It is about lending, borrowing, exchanging, and saving – all under the authority of smart contracts. They implement themselves autonomously on platforms like … Read more