Ripple is making a serious move into traditional finance. The company behind XRP has applied for a national banking charter in the United States, aiming to bring its RLUSD stablecoin under direct federal oversight. This isn’t just about checking boxes. It’s a strategic attempt to give RLUSD a stronger foundation and open the door to … Read more
Why Traditional Banking Fails Refugees The global refugee population now exceeds 110 million. Many of these people have fled war, persecution, or climate disasters. They often arrive in new countries with no identification, no proof of address, and no access to local financial systems. Here’s why traditional banking fails them: Problem Impact on Refugees No … Read more
What Is the FinChain Initiative? FinChain aims to modernize the way financial services work using Web3 tools. That includes digital assets, tokenized services, and decentralized systems. Vaulta will provide the tech backbone to make this happen. Here’s how each part contributes: Partner Role in the Initiative Vaulta Provides BankingOS, a blockchain-based banking system exSat (Vaulta) … Read more
It’s safe to say that the surge in stablecoin adoption has not gone unnoticed by the banks. Several of the largest banks in the US are reportedly in early talks to launch a joint stablecoin, aiming to challenge the popularity of crypto and digital payment solutions. “The conversations have so far involved companies co-owned by … Read more
Major crypto companies, such as Circle, Coinbase, BitGo, and Paxos, are preparing to apply for banking licenses in the US. According to the Wall Street Journal report dated 21 April 2025, these crypto companies are ready to capitalise on the current US government’s pro-crypto stance. JUST IN: #BITCOIN AND CRYPTO GIANTS COINBASE, CIRCLE, BITGO, AND … Read more